Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Comparison Rate	7.08%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,315.86
Total Amount Paid Est.	$482,760
Establishment Fee	$0.00

6.89%

Target Market
A home loan available to members consisting of discounted rates. ,
This package is available to professionals and non professional clients.

Acceptable Income
PAYG and Self Employed applicants, Company and Trust.

Home Loan Loan Term
Maximum loan term 30 years.
Maximum Interest Only term 5 years.

Home Loan Loan Size
Minimum $100K. ,
Maximum $3M.

Let a Ratesonline accredited home loan consultant help you with this The Rock Building Society home loan

Home Loan Repayment Type
Principal & Interest. ,
Interest Only maximum term 5 years.

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Unlimited with the exception of full repayment within first 4 years.

Let a Ratesonline accredited home loan consultant help you with this The Rock Building Society home loan

Split Loan Facility
Yes up to six splits.

Offset
Two 100% offset accounts available with no monthly fee.

Redraw Facility
Yes. Account to have one payment in advance. Any amount in addition may be redrawn at anytime. Minimum amount $1K at no cost. Maximum LVR after redraw not to exceed 90%.

LVR for Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Owner Occupied & Construction, Refinancing Maximum LVR 90%. ,
Residential Investment Purchase & Construction (10% purchase price as genuine equity), Vacant Land Maximum LVR 90%. ,
Interest Only Maximum LVR 90%. ,
Vacant Land (zoned rural fully serviced/resi. dwelling if partially serviced) Maximum LVR 80% ,
Vacant Land (zoned rural partially serviced) Maximum LVR 70% ,
Debt consolidation, Other Investment Purposes: Up to 90%.

Let a Ratesonline accredited home loan consultant help you with this The Rock Building Society home loan

Fees for Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Application Fee $Nil (includes the valuation of one security property) ,
Additional Valuation Fee $275. (To the value of $1 million the Valuation Fee will be added to the Application Fee). ,
Annual Package Fee $300 ,
Progress Inspection Fee $125. This fee is charged for each of the first and final builders payments ,
Account Keeping Fee Nil. ,
Access Fees Free Internet banking, Phone banking. ,
All Deferred Establishment Fees: ,
Year 1 or Year 2 minimum $1,500 or 0.25% (whichever is greater). ,
Year 3 minimum $1,200 or 0.20% (whichever is greater). ,
Year 4 minimum $900 or 0.15% (whichever is greater). ,
(Calculated on the approved loan amount). ,
Plus deferred LMI if original LVR was less than or equal to 80% or $500K. ,
Release Fee:$380. ,
Switch Fee:$250. ,
Variation fee: $340 (Average fee) ,
Redraw Fee $50 (Free online)