Professional Package Home Loan - NAB - Choice Variable >250K

Comparison Rate	6.79%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,269.40
Total Amount Paid Est.	$468,690
Establishment Fee	$0.00

6.54%

Target Market

Acceptable Income
PAYG & SELF EMPLOYED & PROFESSIONALS/INVESTORS

Home Loan Loan Term
Max 30 Years

Home Loan Loan Size
Minimum amount $20K ,
No Maximum

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Home Loan Repayment Type
Principal & Interest ,
Interest calculated daily upon drawdown on outstanding balance

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Additional repayments permitted.

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Split Loan Facility
Available

Offset
Yes standard savings rate

Redraw Facility
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000).

LVR for Professional Package Home Loan - NAB - Choice Variable >250K

Owner Occupier Maximum LVR 95% ,
Construction Maximum LVR 95% ,
Refinance Maximum LVR 95% higher LVR refer to Lender ,
Investment Maximum LVR 95% ,
Debt Consolidation Maximum LVR 90% ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% (Flexiplus Max LVR 90%) ,
2 & 3 Star Brokers - Max LVR 90% ,
0 & 1 Star Brokers - Not able to submit new business.

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Fees for Professional Package Home Loan - NAB - Choice Variable >250K

Annual Service Fee $395 ,
Valuation Fee N/A ,
Settlement Fee Nil ($200 if bank staff attend settlement) ,
Gold Credit Card Fee Free ,
,
Legal Fees N/A ,
Early Exit Fee if loan repaid in full within 4 years $900